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Welcome to the LA Retirement Fund

The Fund that supports your right to choose

Formerly known as the Cape Joint Pension Fund.

View the Funds History.

– Harry Emerson Fosdick

“If you don’t find a way to make money while you sleep, you will work until you die.”

― Warren Buffett


With a strong reputation of being a trusted financial and investment partner, our assurance to all our stakeholders is that we will help you achieve your positive retirement goals through:

  • Innovative, cost-effective and risk-managed retirement investments that grow your savings, thereby maximising your chances that you will receive the lifelong pension income you need.

  • Ethical retirement fund management, good governance and responsible investment that protects the Fund from external factors that could negatively impact your retirement savings.

  • Clear communication and ongoing education that helps you to keep your retirement journey on track.

  • Affordable risk cover options, preservation and at-retirement solutions that enable financial security for you and your loved ones.


The FSCA is an independent institution, established by statute to oversee the South African non-banking financial services...


The purpose of the Pension Funds Adjudicator is to resolve disputes in a procedurally fair, economical and expeditious...

You must be in it to win

On page 3 of the December 2022 Member Newsletter, we announced a competition, where you could win a prize.

All you need to do is have your photo taken next to the Fund’s calendar and/or poster and send it to us. The competition closes on Tuesday, 31 January 2023.

Please send the photo to:

Email: [email protected]

WhatsApp: 081 778 0923

When sending in the photo, please tell us your name, your pension number or identity number and which municipality you work at. Please note that subject to the discretion of the Fund, all or some of the pictures submitted, may be published on the Funds’ website and/or on the Funds’ Facebook page.

Hurry to enter the competition, your photo could win the prize!